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    Home » APPETIZERS + SNACKS

    Texas Trash Dip (Warm Bean Dip)

    April 29, 2022 30 Comments

    Warm bean dip topped with melted cheese with a bowl of chips.

    Texas Trash Dip is a classic cheesy warm bean dip of refried beans loaded up with sour cream, cream cheese, taco seasoning and topped with ooey gooey cheese.

    Make this easy cheesy bean dip that only needs 10 minutes of prep time, for your next party. Use a pre-grated Mexican cheese blend, if that's your preference, and chopped green chiles if you want to kick it up a bit.

    Jump to Recipe
    Refried beans mixed with cream cheese, sour cream and taco seasoning, and topped with cheese. A bowl of chips on the side.
    Jump to:
    • 🤷‍♀️ What is Texas Trash Dip?
    • 📆 Freaky Friday
    • 💜 An Affair From the Heart Blog
    • 🧅 Ingredients
    • 🔪 Recommended Equipment
    • 📝 Instructions
    • 🎨 Ideas for Variations
    • 🍽 Serving Suggestions
    • 🙋‍♀️ Texas Trash Dip FAQ
    • 🧀 Love Cheesy Appetizers?
    • What Did Everyone Else Make??
    • Texas Trash Dip (Warm Cheesy Bean Dip)

    Cinco de Mayo is coming up, and that calls for a party. I often serve homemade crispy chickpeas, cheese and crackers for guests to munch on before dinner. But Cinco de Mayo calls for something more Mexican.

    If you're planning a gathering, this Texas Trash Dip is a must. In fact, keep this warm bean recipe close at hand all summer long for all of your casual last minute BBQs.

    🤷‍♀️ What is Texas Trash Dip?

    After a fair amount of google research, I still don't know how this addictive dip got its name. Variations abound, but all have refried beans mixed with sour cream, cream cheese, and Taco seasoning as the base. Some stir half of the cheese into the refried bean base. Others, like this one, don't. All are topped with ooey gooey cheese. Some add a can of roasted, chopped green peppers, black olives and slices tomatoes.

    This recipe keeps it simple.

    So how did I hear about this amazing dip that I want to have for dinner? Freaky Friday, my friends.

    📆 Freaky Friday

    What, you may wonder, is Freaky Friday??

    It's a group of food bloggers who are secretly assigned one another’s blogs to make a recipe from. Then we all reveal who we had and what we made on the same Friday. And that's TODAY!

    Many thanks to Michaela from An Affair from the Heart who created and hosts this blog hop. At the bottom of this post, you'll see a list of all of the other recipes our group cooked up - that's what makes it a blog hop :-).

    And this delicious warm bean dip topped with melty delicious cheese comes from Michaela, our leader! Make it for Cinco de Mayo, game day parties, summer BBQs, and any other gathering!

    Refried beans mixed with cream cheese, sour cream and taco seasoning, and topped with cheese. A bowl of chips on the side.

    💜 An Affair From the Heart Blog

    Michaela shares tried and true recipes of all kinds that use simple ingredients, nothing crazy you can’t pronounce, that you might happen to have right in your own kitchen. With her large family of 4 kids and 2 dogs, I'm sure this was a necessity. But even with my small household, this is more and more how I cook too.

    One of the many things Michaela is known for is her dips. She has a lot of them, and I want to try her Everything Bagel Dip next. If you're looking for entertaining with dips tips, you've got to check out this post.

    But now, let's talk a little more about her Texas Trash Dip. As she aptly describes it -

    "This is a go-to for me when we have company over, or when I need to take something for a get together."

    An Affair From the Heart

    🧅 Ingredients

    • Refried beans - I used Rosarita Traditional Refried Beans, but you can spice it up with Rosarita Spicy Jalapeño Refried Beans or Rosarita Zesty Salsa Refried Beans. If you prefer refried black beans, that will work too.
    • Cream cheese - full fat and low-fat cream cheese both work great.
    • Sour cream - full fat or low fat is fine.
    • Taco Seasoning Mix Packet - use your favorite, or make your own.
    • Cheeses - this recipe uses a combination of Monterey Jack cheese and a sharp Cheddar cheese. Since I use the traditional refried beans, I use Pepper Jack cheese to kick it up a bit. Pre-grated Mexican Cheese Blend also works great and is super easy.
    • Chopped roasted green chiles - this is entirely optional. I buy a small can when I want to add this.

    Disclosure: This post may contain affiliate links to products and foods I use in my kitchen. This means that at no additional cost to you, I will earn a commission if you click through and make a purchase. To view my entire storefront of recommended kitchen tools and equipment, check out my shop on Amazon.


    🔪 Recommended Equipment

    9 inch X 13 inch baking dish
    Microwave oven (optional)
    Wooden spoon, whisk, hand-held mixer or standing mixer
    Cheese grater

    Hint: If you don't have a microwave oven, at least soften the cream cheese to room temperature before mixing into the refried beans. Or cut the cream cheese into chunks, place on the cream cheese wrapper in an oven-safe dish, and warm it for 20 minutes in a 250˚F oven.

    Process shots of 4 steps of making a warm been dip topped with cheese.

    📝 Instructions

    Detailed instructions for making Texas Trash Dip are in the recipe card below, but here's a quick overview!

    Step 1

    Microwave the cream cheese. Warm up the cream cheese on high for 1 minute in the microwave oven. This makes it easier to mix the cream cheese into the refried beans, particularly if you don't have a standing mixer.

    Step 2

    Make the refried bean base. Preheat the oven to 350˚F. In a mixing bowl, combine the refried beans, cream cheese, sour cream and taco seasoning until they're completely mixed together. Stir in the chopped roasted green chiles, if using, and ⅓ of the cheese. If the cream cheese is warm, you can use a wooden spoon, whisk, hand-held mixer or standing mixer.

    Spread into a 9" × 13" baking dish.

    Step 3

    Add the cheese topping. Sprinkle the remaining cheese evenly over the top of the refried beans.

    Step 4

    Bake. Bake for 20 - 25 minutes until the cheese is lightly browned, and the dip is hot and beginning to bubble on the sides.

    🎨 Ideas for Variations

    Make it with refried black beans.

    Add 1 - 2 small cans of diced, roasted green peppers or ⅓ cup of chopped pickled jalapeño peppers.

    For a heartier dip, make the Beyond Beef sauce from this Vegetarian Tamale Pie which was coincidentally inspired by Michaela's Skillet Tamale Pie recipe. Spread the Beyond Beef mixture on top of the refried beans, and then top with the cheeses.

    Add black olives, tomatoes and / or avocado pieces on top when served.

    🍽 Serving Suggestions

    Serve warm with tortilla chips. The cheese will become a little stiffer as it cools, so sturdy tortilla chips are best.

    Refried beans mixed with cream cheese, sour cream and taco seasoning, and topped with cheese. A bowl of chips on the side.

    🙋‍♀️ Texas Trash Dip FAQ

    Can I make this in the slow cooker?

    Yes. Slow cook on LOW for 3 - 4 hours.

    Can I make this ahead and freeze it?

    I haven't done it, but it should work. Be sure to completely cool the dip before freezing.

    Can I make this dish ahead and refrigerate?

    This dip is best served warm, fresh from the oven. But it can be assembled ahead of time, and baked off before serving.

    🧀 Love Cheesy Appetizers?

    If you love cheesy appetizers, check out these jalapeño mac and cheese bites. They're perfect finger food for a party!


    What Did Everyone Else Make??

    Now it’s time to see what all of the other participating bloggers made! Seriously, go check them out!

    See all of our 2022 Freaky Friday Spring Edition Recipes

    Hosted by - An Affair from the Heart

    1. An Affair from the Heart - Blueberry Lemon Pull-Apart Bread
    2. Aunt Bee's Recipes - Baked Asparagus with Parmesan
    3. The Carefree Kitchen - Carrot Cake
    4. The Culinary Compass - Dunkaroo Dip Recipe
    5. Devour Dinner -Fruit Charcuterie Board
    6. Family Around the Table - Fresh Strawberry Milkshake 
    7. Feast + West - Frozen Grasshopper Martini
    8. Home Cooked Harvest - Rocky Road Brownies
    9. Hostess at Heart - Honey Bun Cake
    10. Kathryn's Kitchen Blog -Homemade Sour Cream Funfetti Cupcakes
    11. Off the Eaten Path -  Beer Margarita Recipe
    12. The Speckled Palate - Brown Butter Chocolate Chip Cookies with Bourbon and Walnuts
    13. Sue Bee Homemaker - No Bake Strawberry Cheesecake Bites
    14. Take Two Tapas - Crab Dip
    15. The Wimpy Vegetarian - Texas Trash Dip Warm Bean Dip

    Refried beans mixed with cream cheese, sour cream and taco seasoning, and topped with cheese. A bowl of chips on the side.
    Print Recipe
    5 from 37 votes

    Texas Trash Dip (Warm Cheesy Bean Dip)

    Crowd pleaser warm bean dip of refried beans mixed with cream cheese, sour cream and taco seasoning, all topped with melted cheese.
    Prep Time10 minutes mins
    Cook Time30 minutes mins
    Total Time40 minutes mins
    Course: Appetizer
    Cuisine: Tex-Mex
    Keyword: Cinco de Mayo, Party Dip, Texas Trash Dip, Warm bean dip
    Servings: 12
    Calories: 255.2kcal
    Author: The Wimpy Vegetarian

    Equipment

    • Microwave safe bowl
    • 9" X 13" baking dish

    Ingredients

    • 2 16-oz cans refried beans
    • 8 ounces cream cheese full fat or low fat
    • 8 ounces sour cream full fat or low fat
    • 1 ounce package McCormick Taco Seasoning Mix
    • 2 cups shredded Pepper Jack cheese
    • 2 cups shredded sharp Cheddar cheese
    • 1 4-ounce can chopped roasted green chiles optional

    Instructions

    • Preheat the oven to 350˚F,
    • To soften the cream cheese, I use my microwave. First, cut the cream cheese into large chunks, and place in a microwave-safe bowl. Next, add the sour cream. Microwave cream cheese mixture on HIGH for 1 minute. Stir to combine.
    • Add the refried beans and Taco Seasoning, and mix. You may need to use a hand mixer to get it smooth. Stir in the chopped green roasted chiles, if using, and ⅓ of the cheeses.
    • Spread the bean mixture in a 9 inch X 13 inch baking dish, and spread the remaining cheese evenly over the beans mixture.
    • Bake for 30 minutes, or until the cheese is melted and golden in color, and the refried beans are bubbling around the edges of the baking dish. (It took me 35 minutes in the mountains at 7100 feet.)
    • Serve warm with sturdy tortilla chips.

    Nutrition

    Calories: 255.2kcal | Carbohydrates: 3.9g | Protein: 10.6g | Fat: 22.3g | Saturated Fat: 12.9g | Polyunsaturated Fat: 0.8g | Monounsaturated Fat: 5.6g | Cholesterol: 65.8mg | Sodium: 492.9mg | Potassium: 78.3mg | Fiber: 0.5g | Sugar: 2g | Vitamin A: 926.9IU | Vitamin C: 1.2mg | Calcium: 311.1mg | Iron: 0.4mg

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    Reader Interactions

    Comments

    1. Michaela

      April 29, 2022 at 8:09 am

      5 stars
      Susan - You picked one of my favorite dip recipes EVER!! So comforting and tasty! I am thrilled that you enjoyed it as much as we did. I am so happy to have you as part of our group, and I so enjoyed being able to cook from your site this round, too!!

      Reply
      • The Wimpy Vegetarian

        May 01, 2022 at 1:31 pm

        5 stars
        This was seriously outstanding! I'm making it this summer when the kids come to visit!

        Reply
    2. Julie

      April 29, 2022 at 2:34 pm

      5 stars
      This dip was so good that I wanted to eat it by the spoonfuls! It's the perfect Cinco de Mayo recipe too!

      Reply
      • The Wimpy Vegetarian

        May 01, 2022 at 1:32 pm

        5 stars
        I completely agree! Thanks so much!

        Reply
    3. Rebecca

      April 29, 2022 at 5:31 pm

      5 stars
      Yum! We love a good dip recipe and it's always welcome at family game night too. This recipe is SOOO Easy to make..and even better to eat. Thanks for a great recipe!

      Reply
      • The Wimpy Vegetarian

        May 01, 2022 at 1:33 pm

        5 stars
        I'm making it again for a party we're going to next week! Thank you!

        Reply
    4. Christine

      May 01, 2022 at 7:14 am

      5 stars
      I can't say no to a great dip recipe, and bean dips are one of my faves. Can't wait to try this one!

      Reply
      • The Wimpy Vegetarian

        May 01, 2022 at 1:34 pm

        5 stars
        Big yes here for bean dips! I think you'll like this one.

        Reply
    5. Tristin

      May 01, 2022 at 8:05 pm

      5 stars
      My mouth is literally watering as I am looking at these pictures! Making this dip this week for a Cinco de Mayo bbq, can't wait to try it.

      Reply
      • The Wimpy Vegetarian

        May 08, 2022 at 11:49 am

        5 stars
        I made it again for a Cinco de Mayo party too! I hope you liked it too!!

        Reply
    6. Sue Ringsdorf

      May 02, 2022 at 6:03 am

      5 stars
      Texas Trash Dip just fits us here in Texas! I made it for a party on Saturday and it was a HUGE HIT! Thanks for sharing!

      Reply
      • The Wimpy Vegetarian

        May 08, 2022 at 11:49 am

        5 stars
        Fabulous!! I'm so glad!!

        Reply
    7. Kathryn

      May 02, 2022 at 8:21 am

      5 stars
      Yummm this sounds so cheesy and delicious! I love everything about this dip! I can't wait to try this as an appetizer, it will be perfect!

      Reply
      • The Wimpy Vegetarian

        May 08, 2022 at 11:51 am

        5 stars
        It's the perfect crowd-pleaser appetizer!!

        Reply
    8. Jill

      May 02, 2022 at 9:40 am

      5 stars
      Taco Tuesday and Cinco De Mayo in the same week, thiiiiiiis is happening!! I can't wait! I can't get enough of the warm bean dip recipes! Thanks so much! I can't wait to try this one!

      Reply
      • The Wimpy Vegetarian

        May 08, 2022 at 11:52 am

        5 stars
        Warm bean dip might be my favorite right now! You will love this!

        Reply
    9. Erin

      May 02, 2022 at 10:20 am

      5 stars
      This dip is sooooooooo good and comforting and perfect for a crowd! We enjoyed it while watching basketball yesterday, and you'd better believe it's on the menu for Thursday, too!

      Reply
      • The Wimpy Vegetarian

        May 08, 2022 at 11:53 am

        5 stars
        That makes me so happy!!

        Reply
    10. Susannah

      May 03, 2022 at 10:02 am

      5 stars
      What a fun and delicious dip recipe! I cannot wait to make this.

      Reply
      • The Wimpy Vegetarian

        May 08, 2022 at 11:53 am

        5 stars
        You must make it!

        Reply
    11. Ellen

      May 04, 2022 at 4:16 am

      5 stars
      This will be perfect for an upcoming neighborhood party where I need to share with a crowd. I know it will be a hit!

      Reply
      • The Wimpy Vegetarian

        May 08, 2022 at 11:54 am

        5 stars
        It will be perfect for that!

        Reply
    12. jennifer

      May 06, 2022 at 6:07 am

      5 stars
      LOVE LOVE LOVE this dip! I have made it twice this week already!

      Reply
      • The Wimpy Vegetarian

        May 08, 2022 at 11:55 am

        5 stars
        Wow! That makes me so happy!!

        Reply
    13. Sam

      May 06, 2022 at 6:57 am

      5 stars
      This sounds so delicious! I'm definitely saving this for my next get together with friends. Can't go wrong with a warm cheesy dip!

      Reply
      • The Wimpy Vegetarian

        May 08, 2022 at 11:56 am

        5 stars
        I completely agree!

        Reply
    14. Brandi

      May 06, 2022 at 11:22 am

      5 stars
      This is one of my all time favorite dips! It disappears so fast!

      Reply
      • The Wimpy Vegetarian

        May 08, 2022 at 11:56 am

        5 stars
        It will be my #1 go-to dip this summer!

        Reply
    15. mjskitchen

      May 06, 2022 at 7:54 pm

      5 stars
      It's been years since I've had a cheesy bean dip. Yours makes me remember how much I love it. This looks so good and something that I need to make for my next dinner party. I know just the people who would love it.

      Reply
      • The Wimpy Vegetarian

        May 08, 2022 at 11:58 am

        5 stars
        I made it again for a Cinco de Mayo party, and it was a solid hit. In fact since we didn't completely finish it, everyone added it to their tacos!

        Reply

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    Susan at The Wimpy Vegetarian

    Hi there! I'm Susan.

    A mostly vegetarian married to a mostly carnivore, living in the mountains with our doodle, on Lake Tahoe. My cookbook, Simply Vegetarian, was named #1 best cookbook for new vegetarians. Come join me in simplifying life, starting with dinner!

    More about me →

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