Texas Trash Dip is a classic cheesy warm bean dip of refried beans loaded up with sour cream, cream cheese, taco seasoning and topped with ooey gooey cheese.
Make this easy cheesy bean dip that only needs 10 minutes of prep time, for your next party. Use a pre-grated Mexican cheese blend, if that's your preference, and chopped green chiles if you want to kick it up a bit.
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If you're planning a gathering anytime of year, this Texas Trash Dip is a must. In fact, keep this warm bean recipe close at hand all summer long for all of your casual last minute BBQs.
🤷♀️ What is Texas Trash Dip?
After a fair amount of google research, I still don't know how this refried bean dip recipe got its name. Since Texas is part of the name, it's a Tex-Mex dish. Variations abound, but all have refried beans mixed with sour cream, cream cheese, and Taco seasoning as the base. Some stir half of the cheese into the refried bean base. Others, like this one, don't. All are topped with ooey gooey cheese. Some add a can of roasted, chopped green peppers, black olives and slices tomatoes.
Bottom line, think of it as a Mexican dip or a Mexican bean dip.
This recipe keeps it simple.
🧅 Ingredients
- Refried beans - I used Rosarita Traditional Refried Beans, but you can spice it up with Rosarita Spicy Jalapeño Refried Beans or Rosarita Zesty Salsa Refried Beans. If you prefer refried black beans, that will work too.
- Cream cheese - full fat and low-fat cream cheese both work great.
- Sour cream - full fat or low fat is fine.
- Taco Seasoning Mix Packet - use your favorite, or make your own.
- Cheeses - this recipe uses a combination of Monterey Jack cheese and a sharp Cheddar cheese. Since I use the traditional refried beans, I use Pepper Jack cheese to kick it up a bit. Pre-grated Mexican Cheese Blend also works great and is super easy.
- Chopped roasted green chiles - this is entirely optional. I buy a small can when I want to add this.
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🔪 Recommended Equipment
9 inch X 13 inch baking dish
Microwave oven (optional)
Wooden spoon, whisk, hand-held mixer or standing mixer
Cheese grater
Hint: If you don't have a microwave oven, at least soften the cream cheese to room temperature before mixing into the refried beans. Or cut the cream cheese into chunks, place on the cream cheese wrapper in an oven-safe dish, and warm it for 20 minutes in a 250˚F oven.
📝 Instructions
Detailed instructions for making this bean and cheese dip are in the recipe card below, but here's a quick overview!
Step 1
Microwave the cream cheese. Warm up the cream cheese on high for 1 minute in the microwave oven. This makes it easier to mix the cream cheese into the refried beans, particularly if you don't have a standing mixer.
Step 2
Make the refried bean base. Preheat the oven to 350˚F. In a mixing bowl, combine the refried beans, cream cheese, sour cream and taco seasoning until they're completely mixed together. Stir in the chopped roasted green chiles, if using, and โ of the cheese. If the cream cheese is warm, you can use a wooden spoon, whisk, hand-held mixer or standing mixer.
Spread into a 9" × 13" baking dish.
Step 3
Add the cheese topping. Sprinkle the remaining cheese evenly over the top of the refried beans.
Step 4
Bake. Bake for 20 - 25 minutes until the cheese is lightly browned, and the dip is hot and beginning to bubble on the sides.
🎨 Ideas for Variations
Make this Mexican cheese dip recipe with refried black beans.
Add 1 - 2 small cans of diced, roasted green peppers or โ cup of chopped pickled jalapeño peppers.
For a heartier dip, make the Beyond Beef sauce from this Vegetarian Tamale Pie. Spread the Beyond Beef mixture on top of the refried beans, and then top with the cheeses.
Add black olives, tomatoes and / or avocado pieces on top when served.
🍽 Serving Suggestions
Serve this Mexican dip recipe warm with tortilla chips. The cheese will become a little stiffer as it cools, so sturdy tortilla chips are best.
🙋♀️ Texas Trash Dip FAQ
Can I make this in the slow cooker?
Yes. Slow cook on LOW for 3 - 4 hours.
Can I make this ahead and freeze it?
I haven't done it, but it should work. Be sure to completely cool the dip before freezing.
Can I make this dish ahead and refrigerate?
This dip is best served warm, fresh from the oven. But it can be assembled ahead of time, and baked off before serving.
🧀 Love Cheesy Appetizers?
If you love cheesy appetizers, check out these jalapeño mac and cheese bites. They're perfect finger food for a party!
See all of our Freaky Friday spring recipes
Hosted by - An Affair from the Heart
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- The Wimpy Vegetarian - Texas Trash Dip Warm Bean Dip
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Cheesy Texas Trash Dip (Easy Mexican Bean Dip)
Equipment
- Microwave safe bowl
- 9" X 13" baking dish
Ingredients
- 2 16-oz cans refried beans
- 8 ounces cream cheese full fat or low fat
- 8 ounces sour cream full fat or low fat
- 1 ounce package McCormick Taco Seasoning Mix
- 2 cups shredded Pepper Jack cheese
- 2 cups shredded sharp Cheddar cheese
- 1 4-ounce can chopped roasted green chiles optional
Instructions
- Preheat the oven to 350˚F,
- To soften the cream cheese, I use my microwave. First, cut the cream cheese into large chunks, and place in a microwave-safe bowl. Next, add the sour cream. Microwave cream cheese mixture on HIGH for 1 minute. Stir to combine.
- Add the refried beans and Taco Seasoning, and mix. You may need to use a hand mixer to get it smooth. Stir in the chopped green roasted chiles, if using, and โ of the cheeses.
- Spread the bean mixture in a 9 inch X 13 inch baking dish, and spread the remaining cheese evenly over the beans mixture.
- Bake for 30 minutes, or until the cheese is melted and golden in color, and the refried beans are bubbling around the edges of the baking dish. (It took me 35 minutes in the mountains at 7100 feet.)
- Serve this easy Mexican dip warm with sturdy tortilla chips.
Nutrition
Inspired by An Affair From the Heart.
Michaela
Susan - You picked one of my favorite dip recipes EVER!! So comforting and tasty! I am thrilled that you enjoyed it as much as we did. I am so happy to have you as part of our group, and I so enjoyed being able to cook from your site this round, too!!
The Wimpy Vegetarian
This was seriously outstanding! I'm making it this summer when the kids come to visit!
Julie
This dip was so good that I wanted to eat it by the spoonfuls! It's the perfect Cinco de Mayo recipe too!
The Wimpy Vegetarian
I completely agree! Thanks so much!
Rebecca
Yum! We love a good dip recipe and it's always welcome at family game night too. This recipe is SOOO Easy to make..and even better to eat. Thanks for a great recipe!
The Wimpy Vegetarian
I'm making it again for a party we're going to next week! Thank you!
Christine
I can't say no to a great dip recipe, and bean dips are one of my faves. Can't wait to try this one!
The Wimpy Vegetarian
Big yes here for bean dips! I think you'll like this one.
Tristin
My mouth is literally watering as I am looking at these pictures! Making this dip this week for a Cinco de Mayo bbq, can't wait to try it.
The Wimpy Vegetarian
I made it again for a Cinco de Mayo party too! I hope you liked it too!!
Sue Ringsdorf
Texas Trash Dip just fits us here in Texas! I made it for a party on Saturday and it was a HUGE HIT! Thanks for sharing!
The Wimpy Vegetarian
Fabulous!! I'm so glad!!
Kathryn
Yummm this sounds so cheesy and delicious! I love everything about this dip! I can't wait to try this as an appetizer, it will be perfect!
The Wimpy Vegetarian
It's the perfect crowd-pleaser appetizer!!
Jill
Taco Tuesday and Cinco De Mayo in the same week, thiiiiiiis is happening!! I can't wait! I can't get enough of the warm bean dip recipes! Thanks so much! I can't wait to try this one!
The Wimpy Vegetarian
Warm bean dip might be my favorite right now! You will love this!
Erin
This dip is sooooooooo good and comforting and perfect for a crowd! We enjoyed it while watching basketball yesterday, and you'd better believe it's on the menu for Thursday, too!
The Wimpy Vegetarian
That makes me so happy!!
Susannah
What a fun and delicious dip recipe! I cannot wait to make this.
The Wimpy Vegetarian
You must make it!
Ellen
This will be perfect for an upcoming neighborhood party where I need to share with a crowd. I know it will be a hit!
The Wimpy Vegetarian
It will be perfect for that!
jennifer
LOVE LOVE LOVE this dip! I have made it twice this week already!
The Wimpy Vegetarian
Wow! That makes me so happy!!
Sam
This sounds so delicious! I'm definitely saving this for my next get together with friends. Can't go wrong with a warm cheesy dip!
The Wimpy Vegetarian
I completely agree!
Brandi
This is one of my all time favorite dips! It disappears so fast!
The Wimpy Vegetarian
It will be my #1 go-to dip this summer!
mjskitchen
It's been years since I've had a cheesy bean dip. Yours makes me remember how much I love it. This looks so good and something that I need to make for my next dinner party. I know just the people who would love it.
The Wimpy Vegetarian
I made it again for a Cinco de Mayo party, and it was a solid hit. In fact since we didn't completely finish it, everyone added it to their tacos!