Texas Trash Dip is a classic cheesy warm bean dip of refried beans loaded up with sour cream, cream cheese, taco seasoning and topped with ooey gooey cheese.
Make this easy cheesy bean dip that only needs 10 minutes of prep time, for your next party. Use a pre-grated Mexican cheese blend, if that's your preference, and chopped green chiles if you want to kick it up a bit.
🏃♀️ Post Summary
In a hurry? This summary covers the essential points.
- Meal Prep: 10 minutes | Cook Time: 30 minutes
- Servings: 12-ish
- Why you’ll ❤️ it: Easy prep, no fancy ingredients, and it’s a crowd-pleaser for game days, BBQs, and Cinco de Mayo.
- Make-Ahead: Assemble ahead, then bake right before serving.
- Tip: Use sturdy tortilla chips, because the cheese firms up as it cools.
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If you're planning a gathering anytime of year, this Texas Trash Dip is a must. In fact, keep this warm bean recipe close at hand all summer long for all of your casual last minute BBQs.
🤷♀️ What is Texas Trash Dip?
I’ll be honest: I went down a rabbit hole trying to figure out how this refried bean dip got its name, and I came up empty. Nobody seems to know!
What I can tell you is that the “Texas” part makes it Tex-Mex, and the “trash” part might be a wink at how easy it is. You just throw a few pantry staples in a bowl and let the oven do the rest.
Every version starts with the same base: refried beans stirred together with cream cheese, sour cream, and taco seasoning. From there, the cooks diverge. Some mix half the cheese into the beans, while others pile it all on top, like I do, for the ooey-gooey melted blanket everyone dives into first. Then there are the add-ins: roasted green chiles, black olives, sliced tomatoes. Everyone has an opinion.
Bottom line? Think of it as the warm, cheesy Mexican bean dip you’ll be asked to bring to every party from now on.
My version keeps it simple, because the best dips don’t need fuss.
🧅 Ingredients
- Refried beans - I used Rosarita Traditional Refried Beans, but you can spice it up with Rosarita Spicy Jalapeño Refried Beans or Rosarita Zesty Salsa Refried Beans. If you prefer refried black beans, that will work too.
- Cream cheese - Both full-fat and low-fat cream cheese work great.
- Sour cream - Either full-fat or low-fat is fine.
- Taco Seasoning Mix Packet - If you follow a gluten-free diet and purchase taco seasoning in packets, be sure to check the ingredient list. For example, McCormick sells a gluten-free taco seasoning, but not all of their taco seasonings are gluten-free.
📝 Instructions
Tip: If you don't have a microwave oven, soften the cream cheese to room temperature before mixing into the refried beans. Or cut the cream cheese into chunks, place in an oven-safe dish, and warm for 15-20 minutes in a 250˚F oven.
🎨 Ideas for Variations
- Make this Mexican cheese dip recipe with refried black beans instead of the more traditional pinto beans.
- Add one or two 4-ounce cans of diced, roasted green peppers.
- For a heartier dip, make the Beyond Beef sauce from this Vegetarian Tamale Pie recipe and spread it on top of the refried beans. Finish it with the cheeses.
- Add black olives, tomatoes and/or avocado pieces on top when served to your guests.
🍽 Serving Tip
Serve this Mexican dip recipe warm with tortilla chips. The cheese will become a little stiffer as it cools, so sturdy tortilla chips are best.
🙋♀️ Texas Trash Dip FAQ
Can I make this in the slow cooker?
Yes. Cook on LOW for 3 - 4 hours.
Can I make this ahead and freeze it?
I haven't done it, but it should work. Be sure to completely cool the dip before freezing.
Can I make this dish ahead and refrigerate?
This dip is best served warm, fresh from the oven. But it can be assembled ahead of time, and baked off before serving.
🧀 Love Cheesy Appetizers?
If you love cheesy appetizers, check out these jalapeño mac and cheese bites. They're perfect finger food for a party!
Cheesy Texas Trash Dip (Easy Mexican Bean Dip)
Equipment
- 9" X 13" baking dish
Ingredients
- 2 16-oz cans refried beans
- 8 ounces cream cheese full fat or low fat
- 8 ounces sour cream full fat or low fat
- 1 ounce package McCormick Taco Seasoning Mix Check the ingredients if you need it to be gluten-free
- 2 cups shredded Pepper Jack cheese
- 2 cups shredded Sharp Cheddar cheese
- 1 4-ounce can chopped roasted green chiles optional
Instructions
- Preheat the oven to 350˚F,
- Cut the cream cheese into large chunks, place in a microwave-safe bowl, and microwave on high for 45 seconds to 1 minute to soften. Stir until smooth and transfer to a medium bowl.
- Add the sour cream, refried beans, and Taco Seasoning, and mix until smooth using a hand mixer. Stir in the chopped green roasted chiles, if using, and ⅓ of the cheeses.
- Spread the bean mixture in a 9 inch X 13 inch baking dish, and spread the remaining cheese evenly over the beans mixture.
- Bake for 30 minutes, or until the cheese is melted and golden in color, and the refried beans are bubbling around the edges of the baking dish. (Add an additional 5 minutes to the bake time if you're making this at high altitudes.)
- Serve with sturdy tortilla chips.
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Nutrition
Disclaimer
Nutrition information is provided as an estimate for informational purposes only. Actual values may vary depending on the ingredients and brands used, substitutions, portion sizes, and preparation methods. If you have specific dietary or medical needs, please consult a qualified healthcare professional or registered dietitian.
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Inspired by An Affair From the Heart.
Michaela
Susan - You picked one of my favorite dip recipes EVER!! So comforting and tasty! I am thrilled that you enjoyed it as much as we did. I am so happy to have you as part of our group, and I so enjoyed being able to cook from your site this round, too!!
The Wimpy Vegetarian
This was seriously outstanding! I'm making it this summer when the kids come to visit!
Julie
This dip was so good that I wanted to eat it by the spoonfuls! It's the perfect Cinco de Mayo recipe too!
The Wimpy Vegetarian
I completely agree! Thanks so much!
Rebecca
Yum! We love a good dip recipe and it's always welcome at family game night too. This recipe is SOOO Easy to make..and even better to eat. Thanks for a great recipe!
The Wimpy Vegetarian
I'm making it again for a party we're going to next week! Thank you!
Christine
I can't say no to a great dip recipe, and bean dips are one of my faves. Can't wait to try this one!
The Wimpy Vegetarian
Big yes here for bean dips! I think you'll like this one.
Tristin
My mouth is literally watering as I am looking at these pictures! Making this dip this week for a Cinco de Mayo bbq, can't wait to try it.
The Wimpy Vegetarian
I made it again for a Cinco de Mayo party too! I hope you liked it too!!
Sue Ringsdorf
Texas Trash Dip just fits us here in Texas! I made it for a party on Saturday and it was a HUGE HIT! Thanks for sharing!
The Wimpy Vegetarian
Fabulous!! I'm so glad!!
Kathryn
Yummm this sounds so cheesy and delicious! I love everything about this dip! I can't wait to try this as an appetizer, it will be perfect!
The Wimpy Vegetarian
It's the perfect crowd-pleaser appetizer!!
Jill
Taco Tuesday and Cinco De Mayo in the same week, thiiiiiiis is happening!! I can't wait! I can't get enough of the warm bean dip recipes! Thanks so much! I can't wait to try this one!
The Wimpy Vegetarian
Warm bean dip might be my favorite right now! You will love this!
Erin
This dip is sooooooooo good and comforting and perfect for a crowd! We enjoyed it while watching basketball yesterday, and you'd better believe it's on the menu for Thursday, too!
The Wimpy Vegetarian
That makes me so happy!!
Susannah
What a fun and delicious dip recipe! I cannot wait to make this.
The Wimpy Vegetarian
You must make it!
Ellen
This will be perfect for an upcoming neighborhood party where I need to share with a crowd. I know it will be a hit!
The Wimpy Vegetarian
It will be perfect for that!
jennifer
LOVE LOVE LOVE this dip! I have made it twice this week already!
The Wimpy Vegetarian
Wow! That makes me so happy!!
Sam
This sounds so delicious! I'm definitely saving this for my next get together with friends. Can't go wrong with a warm cheesy dip!
The Wimpy Vegetarian
I completely agree!
Brandi
This is one of my all time favorite dips! It disappears so fast!
The Wimpy Vegetarian
It will be my #1 go-to dip this summer!
mjskitchen
It's been years since I've had a cheesy bean dip. Yours makes me remember how much I love it. This looks so good and something that I need to make for my next dinner party. I know just the people who would love it.
The Wimpy Vegetarian
I made it again for a Cinco de Mayo party, and it was a solid hit. In fact since we didn't completely finish it, everyone added it to their tacos!